About Personal Loan

Taking out a personal loan means borrowing money for immediate use. It can be used for any personal purpose such as a vacation, a family wedding, sudden medical expenses, etc. The personal loan does not require collateral or surety and is readily available. With a repayment period of 1-5 years, the amount of loans ranges from Rs.50, 000- Rs.30 lakhs. People who are looking for a personal loan can turn to Akshara Capital for assistance. You are at the right place if you need a personal loan.

The demand for personal loans in Mumbai is rising along with interest rates. We provide personal loans at competitive interest rates. There are no hidden fees and very low rates of interest on Personal Loan Mumbai. Our team processes your documents with the concerned bank and helps you to get a personal loan within the shortest time frame.

We will suggest a bank based on your profile and we will clearly explain the terms and conditions, rate of interest, processing fee, insurance, etc. You will then need to submit your documents to the bank concerned and we will collect them.


Now you can easily get a personal loan in Mumbai. We made it easier to apply for a personal loan online. We will check your eligibility or you can get a self assessment of your eligibility by filling out our enquiry form on our website. If you are eligible, we will collect your documents at your doorstep and log you into the bank of your choice. The final step in the loan approval process is to receive your loan disbursement.

Apply for loan

Get financing for whatever you need now

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Documents required for Salaried Employee

Proof of your identity: Copy of Pan Card / Aadhar Card / passport / Voter’s ID card / driving license

Proof of your address: Copy of Aadhar card / telephone or electricity bill / rental agreement/passport

Your last 3 months bank statement / 6 months bank passbook

Your most recent 3 month salary slip or current dated salary certificate with the latest Form 16.

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Features of Personal Loan

All loans are not created equal, personal loan has become a great option for people to use.

Cash Loan Facility

Special Preapproved Loan

No Varifactions

150% Funding on Loan

Personal Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.

Age

Maximum age of applicant at loan maturity: 60 years

Income

Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

Provided the customer submits a complete application along with all required documents, Akshara Capital usually approves a loan in just one business day from the date of receipt.
You can pay back personal loans in Equated Monthly Instalments when you take out a term loan. EMI can be paid through NACH facility, standing instructions to debit your Akshara Capital account, or post-dated checks with your EMI amount.
Salary-earners are eligible to apply for personal loans from Akshara Capital. The borrower must be between the ages of 25 and 60 when the loan is closed. Akshara Capital also requires that applicants have a monthly income of at least Rs.40,000 in order to qualify for a personal loan.
Akshara Capital will charge a bounce-charge (EMI payment fee) if you miss an EMI payment or NACH payment. You owe more than you're due. In addition to that, all NACH bounces are reflected in your credit score. Getting a loan in the future would be impossible if your credit history reflects this.
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